2 thoughts on “The question that always stumps me.

  1. Maybe. Depending on the type of account you have, your card issuer may be charging you a fee for debit transactions. The fee for a “credit” transaction is typically borne wholly by the merchant.

  2. I don’t have any fees for debit transactions, but my account has a ‘rewards’ program (for what they’re worth), but it only accumulates points when I process the card as credit.

    So I think it depends on the account. Whether you care or not that is.

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